Welcome You to an exciting Workplace! I am D M Subramanian (M.A., B.Ed., CIS., CAL., AFPI.), founder of DMS Unit. I joined as Development Officer, in the LIFE INSURANCE CORPORATION OF INDIA, in 1990, elevated to Senior Business Associate & Life Insurance Associate. Welcome to DMS Unit. A way to MDRT (Million Dollar Forum), A group of successful people earning minimum of 10 lakhs per year through their SMART work.